Research Archive

Studies in digital economy and platform research

What Changed in Fintech in 2026: A Global Briefing

Fintech

Real-time payment systems expanded significantly in 2026. Brazil's PIX, India's UPI, and a growing list of similar national infrastructure projects processed record transaction volumes....

Password Manager Assessment: What Security-Conscious Users Need

Security

We evaluated five password managers across three dimensions that matter for security-focused users: architectural security, audit transparency, and operational usability. Feature counts are intentiona...

APIs Explained Simply: A Guide for Business Professionals

Technology

An API (Application Programming Interface) is a way for one piece of software to interact with another. If you have ever wondered how your phone app shows your bank balance, or how a weather website g...

Against Treating Every Problem as a Startup Opportunity

Opinion

Somewhere in the last fifteen years, a specific way of thinking about problems became dominant in technology circles. Every social inefficiency, every imperfect institution, every gap in services beca...

How to Write Better at Work: A Framework

Business Skills

The majority of business writing — emails, memos, reports, proposals — fails at its core job. It does not clearly communicate what the writer needs the reader to understand or do. Even intelligent, ca...

Global South Tech Update: Streaming, Gaming, and AI

Technology

Regional streaming services in India, Indonesia, and Brazil reported subscriber growth outpacing global platforms. Localized content investment is widely credited as the differentiator....

Small Joys: A Case for Paying Attention to Ordinary Things

Lifestyle

Late in the afternoon I noticed the light through a glass of water. It made small rainbows on the table. I looked at them for maybe thirty seconds before going back to what I was doing. I do not remem...

Personal Finance Apps for the 2026 Economy

Personal Finance

We tested six leading budgeting apps over three months of real usage, tracking actual income, expenses, savings goals, and investment accounts. The goal was to assess not just features but whether the...

Research Index

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